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About Us

If you aren’t costing your health insurance provider a lot of money, you shouldn’t be paying your health insurance provider a lot of money! We are licensed in 30+ states. We will assess your current situation and assure that you are getting the best possible coverage at the best possible price. 

We offer a range of policies for individuals, families, & businesses.

Our team of agents have been providing Coverage for customers for over 25+ Years.



For more information,

Text: NJCG

To: 866-866-5545

Our Mission & Our Vision

At N&J Consultation Group, it is our goal to see that everyone has health insurance.
Did you know that the number one cause of bankruptcy in America is an Individual, Family, or Small Business that experiences an unexpected medical bill that they don’t have coverage for?

At N&J Consultation Group,

we have H.O.P.E.


What is H.O.P.E.?

Helping Other People Everyday!


Free Quotes

We are exited for the opportunity to become your Health Insurance provider

What We Offer


Low Rates & Best Quality

Premium Customer Service

Customized Plans

Individual Insurance

We are flexible, affordable, and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs. We have several plans to fit your budget and will provide the coverage you are looking for.



Family Insurance

We will work with you so that you and your family can access proper healthcare coverage at an affordable price. Without having to compromise or settle for less! We will always provide the best!



Small Business

Do you own a small business? We have low cost plans that you and your employees can afford. Contact us to see our full array of business plans that provide superior coverage at competitive prices.

N&J Consultation Group - Health Insurance Advisors

Why Purchase Health Insurance From A Private Supplier?

You will get the best value health plans available by reconsidering the use of the Marketplace! If you consider yourself relatively healthy, purchase from a private supplier. Private health insurance policies are tailored to meet your specific needs; We have plans that allow you to see the doctors you want to see while avoiding the scheduling nightmares common to limited provider networks.

How did the word Marketplace become such a household word?

In short, the Marketplace is a clever marketing label that helped brand The Affordable Care Act (ACA), also known as Obama-Care to the general public. It was a term used over and over by the Media, and political proponents of Obama-Care. Unfortunately, many individuals found that this government program was less than affordable and it seemed nobody cared! This platform has had numerous technological problems, and if you receive EPO coverage (Exclusive Provider Organization) these “Exclusive Providers” aren’t giving you a country club experience! Essentially, you must use “exclusively” the doctors and hospitals they tell you to use!

Free market healthcare, outside of the Marketplace, is consistently proven to be the best option.

Major private carriers have consistently proved to be the best resource when looking for both quality and affordability. Diverse, affordable products, with catastrophic coverage options, are most possible outside of the Marketplace!

Unless you qualify for a subsidized Marketplace plan, you must take advantage of what the free market system has to offer.
Many Americans have been falsely led to believe that if they aren't getting their health insurance from an employer, The ACA is their only alternative. Many are finding out the hard way that Affordable doesn't describe the Affordable Care Act! However, most will find that a private health insurance policy will provide much better coverage at a much lower cost. Don't be misled. Investigate a private health insurance policy instead!
If you aren't costing your health insurance provider a lot of money, you shouldn't be paying your health insurance provider a lot of money! We will work with you 1-on-1 so that you, your family, and/or your business can access proper healthcare coverage at an affordable price.

Our Story

N&J Consultation Group, was formed by John Alfe and Natalie Giannascoli. Throughout their careers, they have always been dedicated to Helping Other People Everyday. Saving individuals money, increasing the quality of life by providing individuals, families, and small business owners with the best, most cost-effective health insurance is their passion and their goal.

Natalie Giannascoli

Founder and CEO

John Alfe

Founder and Vice President

Put You & Your Family in Good Hands

Get In Touch

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